As we bid farewell to the past year and welcome a new one, I am filled with gratitude and optimism. On behalf of the Federal Government Staff Housing Loans Board, I wish you and your loved ones a happy, peaceful, and prosperous New Year.

The past year has been remarkable for us, as we continued to work tirelessly to provide affordable housing loans to federal government staff. We have made significant strides in our mission, and we are committed to doing even more this new year.

As we look to the future, we are excited about the opportunities that lie ahead. We will continue to innovate, improve our services, and work closely with our stakeholders to ensure that our programmes meet their needs.

I want to express my sincere appreciation to our staff, partners, and stakeholders for their hard work, dedication, and support. Your contributions have been invaluable, and we look forward to continuing our collaboration in the years to come.

Once again, I wish you a happy and fulfilling New Year. May it bring you joy, good health, and success in all your endeavours.

Thank you.

Sincerely,

Hajia Salamatu Ladi Ahmed

Executive Secretary

Federal Government Staff Housing Loans Board

January 6,2025