{"id":18,"date":"2025-08-07T14:13:37","date_gmt":"2025-08-07T14:13:37","guid":{"rendered":"https:\/\/fgshlb.gov.ng\/web\/?page_id=18"},"modified":"2025-08-28T13:02:51","modified_gmt":"2025-08-28T13:02:51","slug":"legal-documents","status":"publish","type":"page","link":"https:\/\/fgshlb.gov.ng\/web\/legal-documents\/","title":{"rendered":"Legal Documents"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18\" class=\"elementor elementor-18\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10d388fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10d388fd\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64fc487\" data-id=\"64fc487\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f014079 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f014079\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4669a10d\" data-id=\"4669a10d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ff57940 elementor-widget elementor-widget-heading\" data-id=\"7ff57940\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LEGAL DOCUMENTS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-349c5c7f elementor-widget elementor-widget-text-editor\" data-id=\"349c5c7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>FGSHLB ESTABLISHMENT ACT<\/strong><\/p><ul><li>Federal Government Staff Housing Board Act CAP F 11, LFN 2004<\/li><li>Federal Government Staff Housing Board Regulations 1974<\/li><\/ul><p>\u00a0<\/p><ul><li><strong>ENFORCEMENT AND LOAN RECOVERY<\/strong><\/li><li>A Certificate of Non-Indebtedness or Clearance Certificate must be secured from FGSHLB before retirement. This ensures all loans are settled.<\/li><li>FGSHLB has begun compiling lists of retirees with unpaid loans. Mortgaged properties of defaulting retirees may be seized as per Public Service Rule 021002(p)<\/li><\/ul><p>\u00a0<\/p><p><strong>FGSHLB POLICIES AND GUIDELINES<\/strong><\/p><ul><li>FGSHLB offers Federal Civil Servants Housing loans at a low single-digit interest rate of 3% aiming to make housing affordable for civil servants.<\/li><li>Repayment<\/li><li>Federal Public servants can repay over periods ranging from 5 \u2013 25 years<\/li><\/ul><p>FGSHLB Regulations ensures that Loan Beneficiaries make<strong>arrangements satisfactory to the Board to liquidate the advance<\/strong>and also in the eventof a loan Beneficiary\u2019s<strong>death before complete repayment<\/strong><strong>, <\/strong>the<strong>Board may foreclose the mortgage unless their personal representatives make satisfactory settlement arrangement.<\/strong><\/p><p><strong>DOWNLOADABLE FORMS <\/strong><\/p><ul><li>Loan Application form<\/li><li>Guarantor form<\/li><li>Mortgage form<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>LEGAL DOCUMENTS FGSHLB ESTABLISHMENT ACT Federal Government Staff Housing Board Act CAP F 11, LFN 2004 Federal Government Staff Housing Board Regulations 1974 \u00a0 ENFORCEMENT AND LOAN RECOVERY A Certificate of Non-Indebtedness or Clearance Certificate must be secured from FGSHLB before retirement. This ensures all loans are settled. FGSHLB has begun compiling lists of retirees [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":4,"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":531,"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/pages\/18\/revisions\/531"}],"wp:attachment":[{"href":"https:\/\/fgshlb.gov.ng\/web\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}